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Personal Checking

  Regular Checking NOW Option 2 NOW Option 1 Super NOW Money Market Passbook Savings  
Min. to open $25.00 $400.00 $1,000.00 $2,500.00 $2,500.00 $25.00  
# Debits/Statement Unlimited Unlimited Unlimited Unlimited 6* 6 per cycle  
Min. daily balance to avoid service charge $500.00 $400.00 $1,000.00 $2,500.00 $2,500.00 0  
Amount of service charge See Chart Below $5.00 $7.50 $10.00 $10.00 See Chart Below  
Interest paid No Yes Yes Yes Yes Yes  
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*Transfers from Money Market Accounts are limited to 6 per statement cycle with no more than 3 via check, draft or similar order.

Free Checking offered to senior citizens 55 years of age or older on Non-Interest bearing accounts only. You must advise the bank.


Regular Checking Service Charge Rates

Minimum Balance $500.00+ No Service Charge
Minimum Balance $400.00 - $499.00 $1.00 Service Charge
Minimum Balance $300.00 - $399.00 $2.00 Service Charge
Minimum Balance $200.00 - $299.00 $3.00 Service Charge
Minimum Balance $0.00 - $199.00 $4.00 Service Charge


Passbook Savings Service Charge Rates
Withdrawals from savings accounts are limited to 6 per statement cycle. A $2.00 service charge is applied to each additional debit.

 
 
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